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Gold Key Mortgage is a premier mortgage company catering to borrowers that need the best mortgage financing available. We are devoted to providing you with the best mortgage experience we can deliver. No lender can honestly say they can do all loans, but at Gold Key, you will get solid consultation, a competitive rate and solid information.
We offer the best products based on your objectives and personal situation. Shopping for the best rate is important, but equally important is structuring your refinance or purchase in order to maximize your financial position. Gold Key has been recognized as a firm providing such personalized services. The president, Tim Bohlen, is an active member on the Financial Planners Association and currently serves on its board of directors for the state of Iowa.
Our Storm Lake, Iowa office broadens the scope of lending within Gold Key Mortgage by dealing with a diverse borrower community with unique needs. 100% financing through a variety of unique programs, challenged credit programs, all couple with a deep interst in the customer needs.
Listed below are recent customers of Gold Key and their comments on the mortgage experience. We have many testimonials available for your review. I have posted more testimonials in the "About Us" section of this site.
Gold Key Mortgage Survey Results
Borrower Name
Dave Strege (Top 100 Financial Planner) <?xml:namespace prefix = o />
Liked about mortgage process: “Very smooth and efficient.”
Dr. Joy Trueblood
Liked about mortgage process: “Easy.”
What can we do better: “Nothing.”
Comments: “Tim deserves a “10” for assistance w/questions, promptness, etc.”
Dr. Joe Merchant
Liked about mortgage process: “Immediate availability of Tim and Christina.”
Comments: “Very easy process. Responsive to our questions & concerns.”
Mark Stadtlander (Pres. of top 100 Financial Planning firm)
Liked about mortgage process: “Everything.”
What can we do better: “?”
Comments: “Everything went as smooth as I could have expected. I was very pleased.”
Joel Jacobsen
Liked about mortgage process: “Tim and it was simple.”
Comments: “Easy to do business with.”
Michelle Siefken
Liked about mortgage process: “Very informative, friendly, stress-free.”
Brian Town
Liked about mortgage process: “High level of communication. Tim made it a point to clearly explain things we did not know.”
Comments: “This is our 2nd time w/Gold Key and both times we have had excellent service. When we need another home, we will call Tim and Gold Key again.”
Jim Perdew
Liked about mortgage process: “Tim’s and Kathleen’s prompt follow up and effort to bring loan to close.”
Comments: “I have been delighted by Tim’s firm. Helpful and responsive.”
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| MORTGAGE INTEREST RATE OUTLOOK
Check this area of the Home Page to see my comments about current economic conditions as they relate to mortgage interest rates. I try to gather the opinion of several experts and mix it with my own research and analysis to give a best efforts look into mortgage interest rate direction. Here's my most recent viewpoint:
Rate Forecast - Neutral
11/17/2006
PPI, Retail sales, CPI, FOMC meeting minutes, Housing reports. PPI led off with hard to believe low numbers. Low headline numbers were expected, with the drop in energy prices. But even the core number was the lowest since '93. That should have caused rates to drop, but there wasn't much action. FOMC minutes were tame. CPI came out mixed yesterday, again a low headline number. But the core was still at 2.7%. Lower than the 2.9% of last month, and we got a little early morning bounce off that. By the end of the day, it looked like we were going to see some sell off, as traders still looked at 2.7% as high enough to cause some concern about another short term raise in December by the Fed Funds Committee.
I was in a strong lock position yesterday late in the day. I was even prepared to commit to preserving yesterday's rates for your customers for the 1st quarter of 2007. But I waited until market opened today and, son of a gun, we are right back where we started the week.
I am probably still in a lock mode, because technical factors are signaling a sell off sometime. And foreign investment has been lessening, due to increasing rates worldwide.
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